Account Benefits:

  • Access to a RIB account.
  • SEPA transfers.
  • Access to Tontines as a Participant and/or Tontine manager.
  • Cash deposit in a network of points of sale in France and Belgium.*
  • A physical payment card (home delivery within 10 days).
  • International transfers (coming soon).
  • Cash withdrawals from ATM.
  • Automated currency management.

*Conditions of the offer:

*Price includes VAT for an annual subscription, available only in Europe
(France, Belgium, The Netherlands and Luxembourg).

An initial deposit of €5 will be required for the first account opening. This will be immediately available in your account.

Frais de services

  • Annual set-up fee for Diaspo services (Including maintenance costs): 40€*
  • Minimum deposit: 5€
  • Diaspo in/out: Free
  • SEPA In: Free
  • SEPA out: 0,35€ per transaction
  • Cashin MoneyTrans POS: 2%
  • Credit/Debit Cards: 1%
  • Tontine management fees: Minimum 2.5%
  • Withdrawal fixed costs (excluding cost price according to country):
  • 1. Europe  2€ per transaction.
  • 2.International 5€ per transaction.

 

  • MoneyTrans POS Withdrawals Transaction: 1,5€
  • Lost card: Per card: 9€
  • New pin letter via La Poste: 2€
  • SEPA anomaly (e,g.: rejection/recall = excluding external cost at cost price): Event: 5€
  • Judicial or fiscal requisition: Requisition: 10€
  • ATD (Avis Tiers détenteur) or OTD (Opposition Tiers détenteur): ATD or OTD: 25€
  • Seizure by Bailiff: Seizure: 30€
  • Treatment for proven fraud: Fraud: 30€

Limites de retrait
ATM: 500 EUR / 30 days
At a branch: 300 EUR / 7 days

Payment limits
Shops, online: 2.500 EUR / 30 days

Cash deposit limits
At a branch: 1500 EUR / 30 days

Account recharge limits
By card or bank transfer: 10.000 EUR / 30 days

Limits on outgoing transfers
National or SEPA: 10.000 EUR / 30 days

Latest Blog Posts

Find our news dedicated to DiaspoApp.

Lancement Officiel de Diaspo !Fintech

Aubin NkangaSeptember 30, 2024

Lancement Officiel de Diaspo !

29 Septembre, 2024

Read More